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Reply to "how much credit card debt do you have? do tell please"
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[quote=Anonymous][quote=Anonymous]I do not understand the horror around CC debt. A lot of companies offer zero percent financing for things. You are just dumb if you don't take up those offers. Just like zero percent on the car - yes, I could pay it off, but if someone is letting me invest money now to pay them later at zero interest, why wouldn't I take that deal? [/quote] That's a great strategy if you have the money to pay it off. That's not the credit card debt people are in horror of. Lots of people are paying very high interest rates, fees, etc. of they don't read the fine print on the 0% and miss a payment or charge additional items that makes the interest rate jump up. Not everyone is financially savvy. [/quote]
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