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Money and Finances
Reply to "Do I Need to Save More for Retirement?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]My mom’s care has cost about $400,000 over the past two years. Don’t discount the cost of elder care. [/quote] Can you elaborate on why it is so high? Is that the total monthly cost at a high care place?[/quote] She's in late stage dementia. She's been in memory care for almost 2.5 years. Fell last summer and since then I've had to provide private overnight care for her (12 hours each night). Really it's for fall prevention because for some reason they consider any rails or preventative measures to be a restraint so I pay to have someone watch her sleep and make sure she doesn't try to get out of bed (or fall out of bed). It's over $14000 per month for memory care and just over $3k a week for overnight care. The silver lining is I've been able to convert some of her 401k into a roth due to the entirety of the medical care being deductible. She'd be mortified. [/quote]
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