Reply to College applications -- apply to $$$$ schools or not?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Has nobody heard of student loans? It doesn't have to be all or nothing: OP can pay for the amount OP is comfortable, and OP's kids can pay the rest.

Assuming OP's kid gets into multiple schools, let the kid decide based on the various price points. [/quote]

I personally don’t think anyone should take loans if there is a reasonable school they can attend without loans. [/quote]

NP-I agree, as someone who started off in life with loans. Our kids are at flagship. And I also think letting kids decide is a bad idea: You can have a thoughtful, responsible child, but they cannot possibly grasp the reality of loans, expenses adults face because they just don't have the life experience or have had these responsibilities. Establishing parameters for them which are going to be optimal for you and for their future self is really important.

That being said if op cannot pay for college including private, then I am not sure who can. It's always very odd to see the many (too many to be real?) extreme multimillionaires on here tell lesser multimillionaires how poorly they are doing and how concerned they should be about x, y and z, when people like me are living a perfectly fine life on much less than op and not having to take out loans or stretch much.[/quote]

+1000

This thread is full of crazy people saying that OP doesn’t have enough to retire and can’t afford beyond state school. [/quote]

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