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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I answered earlier but I’m also going to add my observation that for many of us, our parents never had to deal with what we are facing. Neither of my parents had to do elder care. They all died fairly young, rather suddenly in their 60s and 70s. My parents were in theirs 30s/earky 40s at the time. My mom didn’t work. By contrast I (and many of my friends) are engaged in longer term caregiving , not living near parents, parenting kids/teens and in tow working parent families (or single working parent families). At 83, my mom fortunately agreed to move to AL near me, for which  am deeply grateful, especially after her Alzheimer’s got worse.

People are living longer but not necessarily healthier lives, end of life care costs have spiraled, ltc coverage no longer worth it, it’s a real crisis.[/quote]

This is... simply not true. Families have always cared for elderly relatives. Usually relatives lived with them. Maybe people died earlier in past generations, but they didn't all just drop dead, they declined before dying just like many do today.

My MIL, who died at age 100 a few years ago, cared for her FIL (along with her 4 kids) when he moved in with them for a year before his death. My mother, now 80, remembers her grandmother with dementia living with her family when she was in middle school, which means my grandmother cared for 7 kids plus her demented mother for a time. [/quote]

Families have cared, but those end of life periods of extensive hands on care were very short.  For example, not having diapers available meant that infections and bed sores got one real fast.  I grew up in a third world country - once people became bed ridden, most of them didn’t last long.[/quote]

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