Reply to Credit card points are useless if you have kids

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You could spend hours with the neurodivergent folk on FlyerTalk and figure it all out, if your time is worth nothing to you.[/quote]

Ha, some significant truth there.  That's why many people refer to it as a hobby or game.[/quote]

That was my point way earlier in this thread - I'm sure there are some one off amazing deals, but airline miles have absolutely been devalued several times. It's been about 15 years since I was a United 1k flyer and even then it wasn't great, but there were far more options. If you want to game the system for a business class ticket somewhere you might make it out ahead of a standard 1-5% CC with bonuses. Otherwise, that ship has sailed a while ago. [/quote]

Most people who do well aren't necessarily getting the absolute best awards- what they are really doing is working massive credit card bonuses to get 100-200k points in bonuses every few months by churning through new cards.  If you have a stash of a few million total Amex and Chase points that you can transfer to a range of airlines, and thus you care a bit less if you have to pay say 200k points for a roundtrip in business instead of 150k.

If you understandably want to stick with just one or two credit cards you use in an ongoing way, yes agreed a simple cash back setup is probably going to be better for most people.[/quote]

This.  This is what everyone in this thread is missing.  It's not about saving up your points/miles through your spend for years and years. If that's how you're doing this, you're better off with a cash back card. It's about churning through signup bonuses. [/quote]

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