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Money and Finances
Reply to "Goldman Sachs: 40% of $400-500K and $500K+ households “live paycheck to paycheck”"
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[quote=Anonymous]My gross HHI is $300k. 15% goes to retirement (pre-tax), 15% to savings, 5% to kids college savings. We have a mortgage on a home that cost $390k 15 years ago, now worth ~$750k with just a few more years until it is paid off. Our house is on the “lower end” of the price range for our neighborhood. Our cars are 5-10 years old, mid range (Chrysler Pacifica, Honda Pilot). We eat out frequently, have newer iPhones, but do not buy designer clothes. We take one large domestic vacation each summer. Our neighbors, in homes that are worth $1.25M, have similar careers, take elaborate international vacations, have expensive cars and designer clothing… I always wonder if they are not saving any money, or if my husband and I are somehow doing something wrong since we are not risky in our investments. This article tells me they are likely not saving.[/quote]
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