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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I can’t afford a top school for DD unless I spend my life savings, which I’m not willing to do. 
But I’m sad that she worked hard in high school and can’t apply to anything that will cost more than in state. 
Her friends are applying to ivy schools because they qualify for financial aid and they can afford to go there if they get in. 
DD could likely get into a top 20 school but wouldn’t get merit aid there. 
Just a vent. [/quote]

How did you spend your money OP? We didn't go on fancy international vacations. We watched others do this with some envy but guess what, now they can't afford out of state private colleges and we can. [/quote]

Hey, Smuggie McSmuggikins, a lot of us donut hole families are here not because we didn’t save on our huuuuge salaries, but because those salaries are very recent. If I’ve had anywhere near my current salary for 18 years, it wouldn’t be an issue. But we were a low earners (sub 100k combined)  for so many years now our retirement accounts will be strictly cat-food level if we don’t save most of what we’re making now. It is what it is, but I completely understand OP’s sadness and frustration. [/quote]

So then you smartly continue to save for retirement (now that you can save more) and search for merit/attend in state schools.  Just like you shouldn't spend $80K on a vehicle now, you shouldn't waste $$ on college if you don't readily have it [/quote]

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