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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I can’t afford a top school for DD unless I spend my life savings, which I’m not willing to do. 
But I’m sad that she worked hard in high school and can’t apply to anything that will cost more than in state. 
Her friends are applying to ivy schools because they qualify for financial aid and they can afford to go there if they get in. 
DD could likely get into a top 20 school but [b]wouldn’t get merit aid there. [/b]
Just a vent. [/quote]

You dont know that. Try. You will regret not having.[/quote]

Umm..nope, you do know with 99%+ accuracy.  Most T20 schools give no or very little merit.  So 10-15 merit awards for a freshman class of 1500-1800 kids is IMO NONE, because when the admission rate is 5% already, even if you manage to gain admissions, the odds of gettin that merit is slim to none.

So sure, let them apply but do so with them assuming there is a very very very small chance they can attend, even if they get admitted.  So put your efforts into finding the right college that you can afford that is a top choice for your kid.  Your efforts will be much more useful that way, and your kid will be way happier come April.  I cannot imagine getting admission to my top choice or two and then being told "nope, we cannot afford this you cannot attend"
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