Reply to A depressing realization about American work culture

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[quote=Anonymous][quote=Anonymous]The best hack over the last 30 years in the US is to partner up young with similar income, live within your means, save and invest excess income, allow compounding to take over, and you’ll be pretty comfortable with many options in middle age with kids. Many people I know did this, but you had to run against the current of American consumerism — which is trying to get you to not partner up early, take out massive loans for mid private colleges, fritter away your savings in your 20s on vacations for social media, endlessly reward yourself for another hard week with more consumption, etc. Agree the play is getting harder and harder given the low wage growth relative to the runaway inflation of colleges, healthcare, etc. [/quote]

I did this but you MUST recognize that there is so much luck and privilege required to partner up young and have a stable life for 30 years.  There is a reason it is called “social safety net,” because sometimes things don’t work out.

Sometimes your health is bad, or your spouse is bad, or you need to take care of family, or you join the civil service and the president decides he hates you

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