Reply to Living on my salary alone bc dh was laid off. How do I convince DH to cut back on non essentials?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Several thousand a month on treats is not reasonable. I like the idea of sitting down with both of them, and do it with a family therapist if you need to, and try to get everyone on the same page.

Is the college fund for your younger child fully funded?

To the PP who said that a $12 smoothie at Jamba Juice after the gym is not a treat: I’m guessing you don’t watch your pennies and did not grow up having to watch your pennies[/quote]

I’m 100% I grew up poorer than you. And I know that most of financial life is determined by expense like mortgage, education, and health care.  Tipping the scale on smoothies is a real edge case — but I’ll wait to see OP monthly expense log and maybe we’ll see someone having a mental breakdown drinking smoothies for every meal…[/quote]

DP here. Everyone has different money habits. Going down to one income when you typically live on two incomes would automatically lead to a no smoothie life until the second income is re-established. Switching to homemade smoothies is a small thing. Smoothies here are representative of all such needless indulgences.

I think this is one way people get themselves into financial trouble. They can’t tell themselves no, not now. They want the smoothie. And maybe they also want the expensive car with the monthly payments. All the streaming services. Some Door Dash. Eating out. Keep up appearances.

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