Reply to Do most people in America just not take vacations?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We have taken two vacations since covid--a family reunion at the beach and a family wedding. We are upper middle class by income (300 plus) and live modestly (low mortgage, old paid off car) and we can't seem to ever afford it. We have fairly good savings but something always happens: fridge dies or water heater dies. [/quote]

Do you not plan for those "something always happens"?  Seriously with a low mortgage and paid off car, what are you spending your $$ on?  If you own a home, you should always have a "home EF" for appliances and home repairs.  It's no shock that after 6-7 years, a water heater will die, or after 20 years you might need a new roof, etc.  So most people budget for that and save yearly for the future.  Especially at $300K+ and no car and low mortgage.

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Braces for the kids that's more complex than standard $5,500
unexpected medical conditions, i needed physical therapy after working at a toxic place that mandates 11-14 hr/work days.
comp/bonus being less, I was paid 50% of my target low range. I left said company but that's super rare in my industry. 
Pet medical needs, the healthy cat I adopted in year 2008 is getting sick and past the insurance coverage age (15 years old for cats). [/quote]

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