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Reply to "When does contributing to your portfolio start to feel pointless?"
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[quote=Anonymous][quote=Anonymous]People mostly seem to think about replacing their income in retirement, lifestyle creep, etc. But I think about the high costs of eldercare. I think in the final years of my life, my expenses may go up dramatically. The money can go so quickly. My net worth is over 5 million and I see no reason to stop throwing money into a retirement account. I don’t want to save the bare minimum, I want overkill and any extra can go to the kids. [/quote] The reason to stop with retirement account is that most grow slower than an investment account. Traditional IRA and 401k are horrible for a person who feels like they will need a lot. I will need very little, but all my money will be very low tax or tax free. Double-whammy.[/quote]
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