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Reply to "When does contributing to your portfolio start to feel pointless?"
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[quote=Anonymous][quote=Anonymous]At about $1.5M in pretax accounts and 20 years to retirement, I've definitely considered shutting down any further extra contributions. The return to my elderly self doesn't look particularly worthwhile. I base this on what I see all the old people around me actually doing on a day to day basis.[/quote] I am seeing the same. The difference between contributing and not isn't that big. Part of me wants to put everything in a brokerage now and focus on early retirement. I don't do it because I'm in the highest tax bracket, so 401k contributions are a current deduction, I can afford them, and it almost feels sacrilegious not to max out after doing it so long. And it doesn't really deter from our current lifestyle. [/quote]
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