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Reply to "I said we can’t retire yet. Am I wrong?"
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[quote=Anonymous]You either have to reduce costs or work longer. You two can choose which path works better for you. The Wade Pfau 4% rule says you can safely withdraw 4%. That's $40K for every million. If your expenses are more than that, you can't retire. If you can reduce your expenses, you can retire. Pretty simple. Choice is yours.[/quote]
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