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Reply to "Why wouldn't you retire on $5M?"
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[quote=Anonymous]Agree with 14:19, the biggest variable in our plans are the kids. How much do we fund? How much do we leave for them and their families? Absent our kids we could (but wouldn't) retire tomorrow. The amount we decide to fund their futures determines how much longer we work, how much we save vs. spend etc. Ultimately I imagine the answer is different for everyone. We'll fund undergrad but not graduate school and plan on helping with first homes and weddings. Also cash to ease them over life's bumps and make their own plans for their descendents. I do feel an obligation to continue passing on wealth from generation to generation. Not an absurd amount, but enough to make MC or UMC life achievable with hard work. [/quote]
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