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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You left out the most important thing here, which is whether your husband is on the same page as you or whether this is some kind of unilateral decision you are making.

FWIW if you were my spouse, I would not support this. I would expect you to suck it up. Why take a 6-figure hit to our income?[/quote]
+1 you have college loans.

If you wanted to be able to quit once you had kids, you shouldn't have taken out loans. Sure, that's in hindsight, but you made the choice to take out loans.

FWIW, I am completely disillusioned with corporate America, but went back to work after the kids were born because I wanted to be able to save for retirement and college.   I did take a total of 2 years off with two kids, but I also saved a lot before I did it.

I was fortunate to be able to get back into the workforce earning six figures due to my network and being a top performer, but it has still mommy tracked me, which I am ok with since I hate the corporate world.

I will be retiring in two years, at 57.  Youngest will be off to college, with a fully funded 529 for in state.

If it's just about being disillusioned at work, you just have to suck it up.  If it's because you are stressed out with childcare/housechores, hire help.[/quote]

Or, she can raise their children and then go to work when the kids are in college.  It is pretty depressing reading the posts here.  Total focus on money, rather than happiness for the whole family.[/quote]
Are you joking ?  When a person leaves the workforce for 10+ years, it is not easy to get back to doing what you were doing before, for the same pay.  She would have to start at the very bottom, almost like entry level.

Life is expensive.  If that is depressing to you then get some meds.

I have a senior in HS and a college student.  College is very expensive, even in state, some of which are raising costs this year.  College costs far outpaces inflation.

OP also still has loans.  So, unless OP expects her kid to pay their own way in college and get lots of loans like she did, she needs to continue working in some capacity.

Not to mention retirement, and how expensive that is.[/quote]

Life is that expensive because you choose that road and those expenditures.  There are plenty of large families who live on one income, or families like mine...  I spent several years working solely to pay for my student loans and child care, and then quit my job after number two, because child care and the higher tax bracket ate way too much of my income.  I consulted for about six more years, earning enough to pay for fun things like vacations and camps, but we always lived on one income, from the beginning.  My husband was able to pursue very demanding work because I did everything at home, and he now is very highly compensated, just like the research shows.

https://qz.com/work/1607995/most-men-in-the-top-1-of-us-earners-have-a-spouse-who-stays-home

We saved a bit in advance for college, but have funded private schools on a rolling basis, etc.  But our kids didn't NEED that expensive education and neither do yours.

If I went back now, I would not command as much in salary, that is true.  But again, people live on all types of incomes.  You are fooling yourself if you think that you actually NEED the bulk of what you are spending.[/quote]

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