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General Parenting Discussion
Reply to "SAHP or Fully Funded College?"
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[quote=Anonymous][quote=Anonymous]My mom stayed at home I preferred she'd work and help towards our college savings and her own retirement.. My college loan debt was crippling and delayed a lot of things in my adult life.[/quote] Yes, I stated up thread that I did not want my kids to have loans or have to take care of me financially in my retirement. I think it's important to be present in your kid's life, absolutely. When I woh, I came home by 5:30; DH came home at 4:30. He left at 7am; I left at 8am. My job was flexible (my manager trusted me 100%, and I was a star performer in my team). If I worked at home, I did it after the kids went to bed. I almost never worked weekends. Same for DH. We took the kids to the park most weekends, and activities. We took time off to go to their school functions, volunteer for field trips. We read to them every night. I am not cut out to be a sahm. It did not make me that happy. But, I did take time out when the kids were younger to lower the stress level, and that was the right choice at the time. I went back after 2 years. I realize that not everyone can have this flexibility, but to me, that was ideal. I am going to retire early. My kids have a fully funded college fund, and we have a decent amount in our retirement savings. We don't have to stress that much about finances. This would not have been possible if I had not gone back to work. My kids are grateful that they have a college fund. And I'm grateful we have decent retirement savings.[/quote]
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