Reply to Why does it seem like everyone wants to retire early?

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[quote=Anonymous]I’ve been giving a lot of thought to this. What others are saying here is so true. You don’t know how spry you’ll really be even at 65. I have friends in their 40s going for surgery on their joints, and they’re not obese with smoking and drinking habits. I have a few colleagues in their late 50s/early 60s who have terrific pensions (pension program cut years ago), 401ks worth close to a million probably based on their high salaries, no kids at home, and they most likely own their property. The work is very stressful and the people aren’t the easiest to deal with. One of them works every weekend. But for whatever reason, they won’t quit. They’ve been there for most of their lives, so maybe they’re just scared of life without the work? I’d love to get out of there if I were in their shoes.

So yeah, getting out by 55 would be terrific if the person retiring is careful, has savings/healthy 401k/pension, controls their spending and is willing and unable work party time. I think it’s possible for DH and I to bow out before 60 if we downsize which will hopefully be easy once the kids are out of the house. No reason to hang on to a five bedroom house if we have no use for all the extra space. [/quote]

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