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Parenting -- Special Concerns
Reply to "Blended Family Expenses"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote]Stepparents are in no way responsible for their stepkids so anything they do is to be decent. Kid has two parents. Kid is living above their means. They don't need a car and car insurance (especially a car with a payment). And, if OP wants to spend money on their kids and themselves they have every right to. This stepkid and spouse sound irresponsible.[/quote] Nobody is claiming that the stepmom is legally responsible for stepD. (though try telling that to some colleges.) However, her H is responsible --possibly legally and DEFINITELY morally--to his D. Wife number 2 has NO legal right to determine how much her H pays to support his child vs. their shared children unless she divorces him or legally separates from him in which case a judge will determine how much he has to pay to support her and their kids. Moreover, when their alleged deal re splitting expenses was entered into, his D was living with him and thus the amount he was willing to pay was probably based in part on how much it cost to feed and house etc. her. Now that she is not living with them, it is entirely reasonable to expect some part of what stepD cost while living with them to be transferred to her expenses living elsewhere and/or for the percentage of their mutual expenses he pays to be reduced. IOW, his share was set with the understanding that he was bringing 2 people into the shared household--himself and his D--while OP was only bringing herself. A readjustment of his share downward may well be warranted. The support award set by a judge for her and their mutual children could well be less than the amount he has agreed to pay under their allegedly mutually agreed deal--which is highly unlikely to be legally binding. There is a possibility that if they divorced a court would order him to pay less than he is currently paying. We can't tell in part because OP has been very coy as to what that deal is Whether he is responsible for funding his older D is partly a legal question and partly a moral one. If he is LEGALLY responsible for paying for his older child X, that obligation supersedes his obligation to his second wife and their children. She knew he had a child when she married him. If he doesn't earn enough to support two families, that's on her for creating a second family with him.If there is a court order or a divorce agreement that says he has to pay certain expenses, he has to pay them. His second wife can't just unilaterally decide his daughter has to work more hours so her dad can pay less to her and more for her and their kids. Whether or not he is legally obligated to support his 22 year old daughter, he may well be morally obligated. If for example, they discussed how much he would pay towards her support while she was considering colleges and she chose a college based on his promise to pay X amount, then in my opinion, he has a moral obligation to keep his word. It is NOT a stepmother's right--nor ours--to determine whether or not the 22 year old needs a car or what kind of car she can buy. She may need a car to get to work and/or school. She may have worked hard all summer to pay her share of tuition--by her share I mean what her dad won't pay. It may not have been possible to earn enough to pay for a car AND pay her "share" of tuition. He is the older girl's father. Her mother is mentally ill and cannot contribute. Wife number 2 is trying to force her H to choose funding her and their mutual children rather than his older daughter. It doesn't sound as if he's being madly generous and spending lavishly on this girl. He's not even paying her full tuition. She does work some during the school year and is covering her lodging and utilities. (For all we know, he cosigned the loan to buy the car in which case he is going to be held legally responsible for paying for it if she can't.) If OP chooses to divorce H, here's hoping the amount of support she gets is less than he's paying now and that she lives in a state in which her then exH will have no legal obligation to pay anything to the cost of college. Maybe she'll be really lucky and he'll acquire a new girlfriend who will oppose him paying any amount toward the education of their mutual offspring voluntarily. [/quote] [b]When you are married all income is shared. [/b] It is up to both adults to de use. [b]They cannot afford this and that is the issue.[/b] Kid is an adult and needs to get a job or she does not need luxuries like a car. [/quote] OP doesn't say they can't afford it, she's just mad about him paying for it, causing her to use more of her salary. All income is shared, and expenses are shared. The my money and his money usually causes problems unless there is little shared debt.[/quote] The one-pot system is unusual in blended families, especially those that span multiple generations of kids, as the OP describes. Blended families have all kinds of complications, like [b]child support, alimony, court-ordered shared expenses with an ex-spouse[/b], elective gifts to adult children and then grandchildren, life insurance obligations to the first kids, and estate planning. The complications will never end. The risk of divorce in blended families is significantly higher, and to ignore that is just dumb. The risk of an estate battle if her spouse dies is also considerably higher. Blended families most often have a three-pot system out of necessity. OP needs a separate pot of money for herself and her young children. [/quote] Except none of that applies in OPs case, she just prefers to be a bean counter. [/quote] OP don't listen to this "bean counter" insult. Women end up broke in old age because of stuff like this. You have 2 kids you have to put through college. [/quote]
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