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[quote=Anonymous][quote=Anonymous]OP here. Back after Hokie Focus this weekend. I think it opened her eyes to the possibility of VT. I was very impressed by the school and the honors college.

She says VT feels like the safe choice, but UMass is the one she wants. With a roughly $40K difference in total price tag, while we have the money to cover it, I have a hard time stomaching that much more when from my perspective, VT is offering a better experience.  The cost differential basically means she either drains her 529 completely (UMass) or has $40K left over for grad school/retirement (VT).

I'm trying to come to terms with this ending with UMass. I know it would be a great fit for her in so many ways. I just choke at spending that kind of cash unnecessarily (probably a result of my upbringing where I couldn't even go away to college for the first two years bc we couldn't afford it, and paid for most of my school with loans).

I'd love any perspective on this anyone can share.[/quote] I am from Massachusetts and I love UMass, and I will defend it against snobbish elitists who don’t see the value of state schools.  However,  I don’t see the sense of traveling hundreds of miles, which is an expense itself, and paying 40k more for similar education, prestige  and  experience.  I’d try to explain that they would be depleting a fund  that could be used later for their own benefit. They might be looking at a smaller allowance while  in school, and cheaper Christmas gifts  family vacations. . If, knowing this, your kid insists, I’d just try to accept it in a loving way. I think I would follow through on money-saving strategies to preserve capital for eduction in the future. 
 At that point, it’s their choice. [/quote]

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