Reply to Income 100k for 35 year old is working poor

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Are you trying to start a family alone?

Your credit card bill seems high, plus rent is pretty high. If you have a car, are you able to move further away into the suburbs?

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Yep, I would focus on reducing credit card debt. That seems like a lot for one person. Maybe cut back on eating out and drinks. There are more cost effective ways to feed yourself. 
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But I can’t live without my avocado toast and the lattes[/quote]

Most of you can't read well. You latch onto one thing and flip out.

[b]This isn't a credit card debt.[/b] He puts everything he spends on the card. This includes all his food, his groceries and eating out, his gas, his metro fare, his social life. There's certainly room for discussion on cutting back on some of the non-essential spending and learning to be a bit frugal. But he's not living extravagantly either. He's probably including in the 2k other things like car repairs, servicing, any new clothes etc. [/quote]

A big credit card bill from overspending is still a liability and therefore a debt. Doesn’t matter if he pays it all off everymonth. [/quote]

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