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[quote=Anonymous]I have a 13 year old who would veer off in that direction if we let her, and would want to buy every latest costly trend. We pay for needs+, meaning the basic wardrobe, including at least one pair of "in" sneakers a year, plus one or two fluff items as a bonus. She then uses birthday money, family Xmas gift suggestions, and money earned from babysitting/dogwalking/yardwork as she chooses. Because that money is limited, she is now more careful about what she chooses. Also a fee-free bank account is useful for storing excess, in a kind of out of sight, out of mind. We insist she pays with cash for her purchases, which is more mindful than swiping a card at her age.
One surprising outcome is when I help her to clean out her closet every season, she laments "I really liked this at the time and spend $X of my own money, but I only got to wear it 3 times and now I have to donate it." Or "maybe since these jeans are now too short I could cut them into jeanshorts? That way I don't have to buy a pair for the summer".  [/quote]

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