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[quote=Anonymous]OP--you are at a stressful stage of life.  Assuming you can "afford" the $40 K for food, I think it's important that you give yourselves a little grace.  Maybe the takeout gives you time to spend with your young children that you wouldn't otherwise have.   Or time for some self-care to deal with the stress of your work life which allows you to pay for food and everything else.  When I was in your shoes, there were plenty of nights (pre-pandemic) when we needed a break and we'd go out for an impromptu restaurant meal or order takeout.

My only suggestion is to watch what you are [i]drinking[/i] as that can add up.  Of course, any alcohol adds expense to your "grocery" budget, but also things like teas, juices, etc.  Then there's water: if you're buying bottled, that's an area to consider reducing.

Also, "tipflation" is a thing, so if you are tipping 20-25% and picking up your own takeout, I'd consider whether that's appropriate  given the level of service provided. The excessive tipping on meals that involved no service other than meal prep is a practice from the pandemic years that needs to be scaled back.  Let the restaurant owners pay their employees a decent wage.[/quote]

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