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Reply to "Talk to me about bankruptcy "
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[quote=Anonymous]OP, I just did a quick search, there are evening stocking jobs available at places like The Container Store, with benefits. Immediate start. If DH has any experience bartending, pays more. If he can do handyman tasks or assemble IKEA furniture, he can do Task Rabbit when you are not at work. If you want to hang onto your home and have too much equity, you have to not just job hunt for a career job for him but shift to have one of you generating money whenever the other is not working. Uber or Lyft are options and can be a good way to meet people and generate leads/network. Extra income will buffer the stress and help financially. Do you still have the pet with the high vet bills? If so, might a family member take them? When I had dental needs and low income I went to a dental school for the work. Work around expenses and just focus as much as possible on getting more cash coming in, for now. It's a horrible and stressful situation. Research bankruptcy laws in your jurisdiction, someone has mentioned Ramsey who can be a good resource and figure out options. Do the kids qualify for any city/county childcare or preschool program? Especially the SN child may qualify for early intervention. If so, they could start in January and DH could even substitute teach, work for a temp agency, all sorts of daytime options. I think you need to think sideways rather than have life on hold until the "before" is reinstated. [/quote]
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