Reply to How much do you make and save per year?

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[quote=Anonymous]we had kids early, so are now empty nesters at age 45 and peak earning years. we make around 600k and live very well off net 15k/mo. we max out our 401ks and HSA and then put another 16k/mo into taxable brokerage accounts.

so all in all, not including employer match plus HSA we put away 52k pre tax money and 192k into brokerage.

obviously since we no longer have kids at home and we are still young it is easy to heavily save and not feel a sacrifice. our mortgage is also very low, we will live in the home we raised our kids in so our PITI is only $1900/mo.

We do sometimes crack into our brokerage account for big purchases. We still take our grown children on vacation with us and pay their way. however we can travel “non peak” and are off for 12 days after NYE for somewhere that would be double they price over christmas.

everyone thought we were crazy having kids so early, but it’s actually been a financial boom. it’s nice to be mid 40s and have adult kids we really enjoy and have hit the sweet spot in our careers.  [/quote]

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