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Reply to "Savings - screened porch v college?"
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[quote=Anonymous]OK i was having some issues with caches and DCUM (and Instagram) wouldn't load on my computer for a day there. But I had some space to think about things! I finally put the stuff in a debt payoff calculator and came up with a plan I happy with and that seems to be a win / win so there's that. Two - interesting point here to consider the rate of returns but also factoring in taxes. I am guessing my tax rate is appx. 30%. So when thinking about my HYS, if it's 4.3%, so I really consider that it's only 70% of that - 3.01%? Is that the correct way to look at it, or no? I still don't have a porch but I have some more of a plan. I am on a new personal finance journey. “Start Where You Are. Use What You Have. Do What You Can.”[/quote]
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