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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OK I take the point that you are all aligned on college over porch.  So I will take that into extreme consideration going forward.

On the mortgage vs. student loan thing - I think my DH and DCUM are going to have to agree to disagree.  I get what you are saying about 6% being higher than 3.6%.  But his feeling on the loans is the total amount of interest paid on $150K at 3.6% is more actual money than what you pay on $28K at 6% and then he also feels secure in where we have to live.  [b]Without being able to do the actual math on the interest myself [/b]- I think it's a close enough call to be a wash.

HHI is $300K.  I don't know the actual amounts currently in the 529s - I will find that out ASAP.[/quote]

Why are you incapable of doing the math? Also your husband is a complete moron.[/quote]

If I go to bankrate.com and do the loan calculator - I get $11,283 in interest on the mortgage if we pay it off in 4 years, and $3,563 in interest on the student loans if we pay it off in 4 years. That’s the math I was talking about fwiw.[/quote]

The way we are currently slated to pay off both mortgage and student loans in 4 years as calculated there is $14,846 in interest.  I also put in 28,000 student loans paid off in 1 yr 2 months - with the $400 / week going to that instead of the mortgage ($1,204.84 in interest) and extending the mortgage to be paid off in 5 years 2 months (accounting for the loss of $400/week during the time it went to my student loans) for $15,084 in interest and a total of $16,289 paid in interest to pay off both student loans and mortgage in that time frame.

Again I’m open to suggestions but I am not yet fully convinced that I am brain dead. [/quote]

I have zero idea what you are saying here.  But just understand that there is no math which tells you that paying off a lower interest loan before a higher interest loan ever makes any sense.  Regardless of the principal amounts involved.

It may make sense to you for reasons other than the math that the rest of us don’t need to understand.  [/quote]

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