Reply to S/O Feds: How many missed paychecks could you sustain?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I would have trouble both paying my mortgage and fully paying off my credit cards starting in November.[/quote]

This.  The PP going on about a 400k fixer upper is FOs. Fixing up a house costs money. My house is was a 600k fixer upper and we bought it 10+ years ago.  It’s not fixed up. It’s a money pit, as the other PP said.  There is nothing on the market that affordable that isn’t a stupid decision to buy as a person intending to actually live and raise a family in it. Our family manages fine on our federal salaries but not fine enough to. It get paid for several months. [/quote]

+1. The supposed benefit of a federal job is stable employment, so don't fault the employees for buying a home that's dependent on them getting a paycheck. [/quote]

DP here, but thank you PPs for pointing out the obvious that employees should be able to count on a paycheck, especially while being forced to work.

My family has savings, but it’s for emergencies. Not Congress failing to do its job. Sure we can spend down our liquid savings for a while, but then what happens if our furnace goes out in winter or some other major expense comes up (which seems to happen because life)?

Also, being made to work without pay is the worst of all worlds. If you’re laid off, you often get a severance or can collect unemployment. If you’re furloughed you might be able to pick up some work somehow (Instacart or babysitting) to bring in some cash. Or maybe you can cut back on childcare expenses (which isn’t always a possibility without losing your spot I realize).

But basically working for no pay means you can’t find other ways to make money, still have to pay for childcare, and you’re dwindling down your emergency cushion. [/quote]

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