Reply to S/O Feds: How many missed paychecks could you sustain?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We are better off than in 2018, when we had no savings, I was terrified of losing everything, and we had to borrow money from my dad.  But realistically, only a few paychecks.  We have savings to go a few more after that but I would start to panic.  Federal attorney married to a disabled veteran.  This area is expensive and it is tough on one income (plus veteran's disability).[/quote]

A fed attorney and disability pay is a good income.  I don’t get it.  [/quote]

They just don’t budget well. [/quote]

You can’t be serious? First, you don’t know if she’s a 15,14, 13, or 12.  I started as an attorney in government as a 12 and it took a LONG time to get up to the top of the pay scale.

Housing prices here are very high.  We have an 1800 sq foot home built in the 60’s, and our mortgage is $3500 a month with an interest rate near 4% (that’s CHEAP compared to what others are paying).  We were lucky to buy over ten years ago.  Mortgage would be double today. A GS-15 at the top of the pay scale takes home around 8k a month.[/quote]

Again, life choices.  Our house was $400K fixer upper (that we DIY'ed most of) and 1000 square feet.  So, your mortgage is $1500 more than ours.  So, completely doable on a take home of $8K.

People like you have the ability to save.  It's the secretary's, cleaning staff, and others who are rightly going to struggle.  Not, people like you who are attorney's who refuse to budget and save.[/quote]

First, I said nothing about my own budget or savings.  Did you miss the part where a similar house costs double today? It’s an hour+ commute in rush hour by the way.  You clearly don’t live here (or you bought your house 20 years ago /‘s are near retirement) because you have no idea what the cost of living is if you’re talking about a 2k mortgage.  Where? How many bedrooms? Do you have children in schools? [/quote]

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