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[quote=Anonymous]me: 52; 600k in various 401k and 435k in investment accounts, mostly from real estate and other investing. Will have pension of about 3k/month. Need to start figuring out roth conversions.

DH: 59: 650k in combined roth and 401k;  will have about 7k/month in pension when he retires. Even though he makes more than I do, he was not a saver at all until we met/married in our late 30s/40s. I have changed his ways, but he lost out on a lot of compounding over the years and is still not financially savvy (and I'm just barely savvy). I did encourage him to take the job with a good pension and he plans to work another 10 years if he can to max out retirement and pension.

Together: 150k in our joint investment account, 50k in emergency funds; about 400k in equity (but 600k mortgage, will likely sell and downsize once our kids are off, bought house only in 2021 when we moved to a MCOL area);

170k/150k per kid in college savings. Grandparents also have college savings for kids so they will be covered either way. Am not counting on any other family money--mom has some, but given her assisted living costs now and the fact that she's physically healthy but in early/mid stages of demential, it may all be gone. And that's what worries me---we will have enough to retire on but not sure about long term care.

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