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Reply to "No short term disability in federal government "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I just went to the Aflac website, where it says short term disability insurance is available through worksite payroll deduction only. WHERE IS EVERYONE BUYING PRIVATE SHORT TERM OR LONG TERM DISABILITY INSURANCE? [/quote] Guardian is widely regarded as offering the best coverage for white collar workers. In particular they offer up to 24 months for mental illness, whereas other carries have much more limited mental illness coverage if any at all. Read the details carefully. Employer policies are inadequate for most people. They pay too small a percentage of your income, sometimes have taxable benefits, and have weak protections.[/quote] Did you buy from Guardian directly or go through a broker?[/quote] Through a broker.[/quote]
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