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[quote=Anonymous]My best friend's ILs didn't plan well for their elderly years. They thought their modest savings would carry them through. Her FIL had some health issues and they burned through so much of their savings in only a few short years. They either had to pick between buying $$$ private insurance that covered more or cheaper private insurance and then paying more when the bills came in that the insurance didn't cover.

Her FIL then had a mini-stroke and left the state where they lived on a wild road trip. My friend's husband and his other siblings spent 3 weeks tracking him all over the US. They spent a lot of their own money doing that, flying/driving from one state to another and hiring PIs, etc. He was finally caught about 2500 miles from home after getting caught shoplifting. After that incident, they put him in LTC. He got kicked out of all the private ones in their area because he became very combative after his stroke. All the siblings were pooling money to afford those facilities, too. I think my friend said the cheapest one was $4500/month. [/quote]

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