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[quote=Anonymous][quote=Anonymous]After doing a lot of research on the Chase Sapphire, I am still trying to understand if it's more beneficial than just getting a United credit card if that is the airline we use most often. Also we usually stay in Marriott properties and it seems Chase Sapphire is only worth it when booking/transferring points to Hyatt. [/quote]

It depends on your spending and your travel patterns:

1.  If you are flying United most of the time, and check bag(s) often, the United card provides a lot of value because of the checked bag savings.  But the points earning is pretty much 1x across the board- 1 point for every dollar spent.

2.  If you use the Sapphire Preferred, you get 2x on all travel and dining spending, so if you spend a lot there you can build points faster.  It's also a lot more flexible with so many other transfer partners.  Let's say you are flying to the Bay Area and United awards are really expensive for whatever reason.  Maybe Southwest has a better option out of BWI, and the points cost is much lower.  Because the Chase points have more options, they can be more valuable.  You can also get a Freedom Unlimited card, which gives 1.5x on everything, and you can pool the points into your Sapphire Preferred account.  With that you have the ability to build up points that much faster- Freedom Unlimited for most things, Sapphire Preferred on travel and dining.  The Sapphire Preferred also has really good travel delay/insurance protections- although the United card does also.  But SP is more extensive.

3.  Yes Hyatt is the only really good hotel transfer value.  Marriott transfer ratio is much much worse.[/quote]

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