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Reply to "Family of 5, appx $300K HHI - would you do anything different? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I have a bank account that has my paycheck direct deposited. I have access to this account. It also has the paycheck from one of my husband’s two jobs direct deposited into it but it’s barely anything - say the annual salary of that one is $75K but the vast majority of it goes straight to a retirement account and very little is deposited into checking. The regular mortgage payment plus the extra $1600 auto-pays out of this account. My car payment is paid from that. The kids activities are paid from that. Vacations are paid from that. Most of our bills get paid from that. My credit card gets paid from that. My student loans get paid from that. And this is the account I am rapidly draining. My husband has a second job of also appx $75K (but varies based on profits) and that goes to another account I don’t currently see. He has his own credit card that he pays out of that account. He has his car payment out of that account and the money going into the 529s out of that account.. While anything is possible - I believe what he has is a stash of money saved LOL as opposed to anything nefarious. I did get a chuckle at the hookers and blow. You all got me to find $1000 in the health savings account today and last week I brought $22 in loose change to coinstar which i got back in the form of an Amazon GC so decided to buy the dress. :P [/quote] So your account gets your paycheck and, technically, half of his. But that half of his is really going into his retirement account. The other half of his income goes into an account to which you have no access. And you’re paying all of the household bills from your account, which houses your paycheck and a pittance of a half of his. OP, this is not right! How is he depositing close to $75k a year to his retirement account? Why doesn’t he shoulder any of the household expenses? It appears you’re being scammed.[/quote] I suppose I thought what’s his is mine too. Is that not correct? [/quote] Ok, now I’m starting to think you’re trolling us. You may. It even be original OP. You’re just being an obtuse idiot with this comment.[/quote]
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