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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]The donut hole is a myth that poor savers tell themselves.   Decisions have consequences. Buying a larger house or nicer car - spending more for vacations and fancy summer camps are all decisions.

College costs are not unexpected.  You have nearly two decades to save.

Plus, you don’t have to save for the most expensive college.  All of you who consider yourselves middle class- that means kids stay at home and go to college or they go to an instate college. That is what middle class parents have done for generations. Paying the full amount for high end tuitions for private schools are for rich families not yours.

[/quote]

That's not true. College costs have increased so much families can't hope to deny themselves every luxury to meet that cost. We're fortunate that we can afford any college, but most people can't, even if they tighten their belt.

Please don't be so ignorant and smug.[/quote]

But they can afford MOST colleges.  So instead of complaining they can't afford the most expensive ones, they should focus on the hundreds of great colleges they can afford and recognized how privileged that is.

I can't afford a $100K car, so I don't complain about it, I don't buy it, I find a Honda/Toyota for $25-30K that is a great car and buy it.  [/quote]

Which is why kids are going to SEC schools[/quote]

there are many options besides SEC schools.  But yes, choose whatever you like best that you can afford.  There are many options out there for good students.  You may need to step down just "1 tier" but your smart kid will still get an amazing education.  It's what they do while at college that matters.  [/quote]

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