Reply to 400k salary and creep factor we never really have much left

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Why are you donating $15k a year to charity? That’s excessive.[/quote]

No, it's not.  It is not even close to near enough on that income.  We make about $300,000 (give or take $15k), and we donate over $35k every year.  It's called being a good human being, and helping those who are in greater need than yourself.

I agree with everyone else, track your spending for a month. You'll be surprised at where it goes and it'll be easy to cut back[/quote]

You’re a fool.   We are at least 500k hhi and pay at least 100k out in taxes.  Not our fault our tax dollars aren’t better spent.  I have little interest in donating even more money to organizations where the CEOs are one percenters.  [/quote]

+1. I spent years working with the less fortunate and while many actually were less fortunate, there were just as many scamming the system. [b]The big tell was in how many had the lastest and greatest phone, while supposedly being in need.[/b] Didn't add up! I will never donate money to charity because of the amount of people taking advantage. I consider my time spent at that program my debt to society. [/quote]

This is a stupid conclusion.  There are many people who work in hourly positions who need their phone for communication with employers/clients, listing services (if they are contractual), researching, sourcing materials, and so on.  For many without a computer, a phone is an integral part of doing business.  For those who are Instacart drivers, Uber drivers, Lyft drivers, Task Rabbit taskers, and so on, they need their phone to make money.  There are plenty who use their phone to take photos or videos that they use in their work.  Plus, many of these people have kids and need to contact or be reachable by childcare.  I know people whose kids use their parents phone for schoolwork and research and Internet access because they don't have a school-issued device.

For many investing in a higher end phone and using it until it falls apart, it's a worthwhile investment.  I tried a less expensive phone for a while.  We bought my wife the latest iPhone and I got a lower end model Android.  I had to replace my phone 3 times in the same time she kept her phone.  And she had better storage, better performance (more memory) and had fewer issues using it heavy-duty than I had.  After that experiment a few years ago, we now get new latest and greatest phones and use them as long as possible.

So while there are many ways to flag people who make bad life choices or scam the system, but this isn't one of them.
 [/quote]

They don’t need the latest iPhone.  Ridiculous.[/quote]

How do you know all of these people you’re observing have the “latest” version? Even if you could tell just by looking at the phone in a brief moment, WTH does this?  [/quote]

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