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[quote=Anonymous][quote=Anonymous]What is the GF like outside of the debt? Does she seem to want an expensive lifestyle? Will she live within her means? I think that’ll be a bigger predictor to your son’s happiness than the student loans, especially if they take you up on your generous offer to repay them quickly. [/quote]

+100. This right here.  And is the reason OP’s son needs to live together with her a couple of years before marriage.  Signing up for $220K in student loans to be a teacher IS a red flag regarding financial wisdom, but it also could easily be chalked up to a just-turned-adult not truly understanding the long term impact of what they were deciding.  He needs to experience life with her, and the judgement she shows, outside of this circumstance to see if it’s a one-off or consistent across other things she decides. That will be the biggest indicator on if this will be a successful marriage or not.

So if it were my child, I would advise them to live together a couple of years, letting the rosy hue of college wear off, and see how things play out in the real world.  See how she manages starting to pay off this debt or if she resists and wants him to pay it all.  If things are still great and she makes great financial/other decisions in general, then full steam ahead.  [/quote]

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