Reply to DH won't use any inheritance for a house

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[quote=Anonymous]Goodness. OP is leaving out some key details.

Assume the disabled brother has $2.0mm in assets when it’s all said and done. Those assets are in a protected, special needs trust. At most you’d probably want to draw around $60,000/year from the trust. Even combined with Medicaid, $60k will provide a marginal dignity of life for disabled brother. Any real care meeting a minimum standard of quality acceptable to the DCUM crowd would require more. The husband here probably understands the math that he’ll need around $3.0mm in assets in a special needs trust + Medicaid to have a shot at decent care for the brother.

OP is being coy and saying “spend more for a nicer house” to enjoy. She admits to being “pissed off” that her husband is setting this money aside to provide care for his own brother.

Reading between the lines, she is pissed off that her husband is setting aside resources to take care of his DISABLED brother instead of buying a fancier/bigger/better located home. And, she can’t stand the “gold digger” married to her own brother (I guess asset preservation for the broader family is okay when it’s her own blood).

The comparison to her taking inherited/gifted family money for jewelry and spa trips reveals just how awful the thought process is. Her husband isn’t buying golf clubs or sports car with this money. He’s setting it aside to care for a disabled family member which she compares to spending on consumer items.  Husband’s purported use of the money is ostensibly for noble purposes, but OP equates it to empty consumerism. [/quote]

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