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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]There are very few countries that can provide the standard of care that most Americans are used to receiving.

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Amen to that. And I lived in those "super health care" countries. Like Norway and Canada, it is horrible in Canada right now.[/quote]
Try being the millions of Americans who don't have healthcare.  It's pretty horrible.

[b]In the US, the #1 reason for bankruptcy is due to medical reasons[/b] - costs and otherwise.

Can you say the same for Canada or Norway?[/quote]

This is such a misleading statistic.   Anyone who filed bankruptcy with even a $30 medical bill overdue is considering filing because of medical bills.  But in reality that’s not why they went bankrupt.

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Here's the thing: in Canada, people aren't filing for bankruptcy due to medical bill costs.  Doesn't matter if it's $30 or $3000 - they can't pay it.

https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html

[quote]    
    -Two-thirds of people who file for bankruptcy cite medical issues as a key contributor to their financial downfall.
    -While the high cost of health care has historically been a trigger for bankruptcy filings, the research shows that the implementation of the Affordable Care Act has not improved things.
    -What most people do not realize, according to one researcher, is that their health insurance may not be enough to protect them.[/quote]

Imagine paying $500 every month for insurance premiums, and you still can't pay your medical bills.

Then imagine paying no insurance premiums, and being able to afford private care out of pocket because it's still cheaper than paying a monthly insurance premium + deductible in the US.  That's the system that we have.

An MRI costs $800 if you pay private in the UK.  In the US, I pay $1300 per month for a family of four for a high deductible plan.  The vast majority of years, we never reach the deductible.

So the math breaks down like this:

$1000 (make calculation easy) x 12 months = $12,000
Deductible for non routine office visits, non critical procedures -- , broken bone, infections -- about $6000 per year
= $18,000 per year on medical care (and I haven't even added rx yet, some of which is like $100 for a tiny tube)

Those medical conditions would cost less than $5000 per year if I paid out of pocket in other countries.

Do you not understand how crazy expensive our system is, even with insurance?

My DC had to go to urgent care a couple of times when we were in Europe.  It was either free or we paid all of $40 to see a doctor and get a rx.

About rx: the same inhaler in Spain costs $10 there abouts (when we were there several years ago); in the US it's like $70.  I was tempted to fake an asthma attack to get two inhalers while we were in Europe.

No system is perfect, but ours is the most insane.

If you told a Brit or Canadian that they were going to get US style healthcare, there would be mass protests in the streets. No matter how much they complain about their healthcare system, when you tell them how the US system works, they think we are nuts.

We have family in Canada, UK, Australia -- they complain about their healthcare system, then we tell them how it works in the US, then they say, "oh that's worse".  And I have to agree.

So again, if you have lots of money, the US healthcare system is great.  If not, you're living on a hope and prayer.[/quote]

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