Reply to Stop including your spouse’s net worth as part of your own!

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Reply to "Stop including your spouse’s net worth as part of your own!"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’m just wondering in what scenario adult women talk about net worth in any kind of setting. I am in my mid forties. I have childless and moms of college student friends and we have not once discussed net worth. When I was very young, we may have discussed starting salaries but that was decades ago. It is in very poor taste to discuss money. I would never tell anyone how much Dh earns or how much we have saved and yes, it is our joint finances.

The only place I write HHI and net worth is on dcum. [/quote]

+1 Only complete blowhards talk about this stuff in real life.[/quote]

This.  I have never had a net worth conversation with anyone in my life.  The only time I even think about it is in the context of retirement planning and then it's really not net worth (I exclude home equity and emergency cash and focus on invested assets, because that is what will provide the income we need in retirement).  I have no idea what OP is suggesting - should I only consider have of our combined net worth for retirement?  Should I only plan for my own retirement, with half our assets, and tell my wife to plan hers, with the other half?  Should I plan on purchasing a retirement home that is suitable for a single person?  It's nonsense.

Yes, $2m in retirement means something different for a single person than a couple.  But that doesn't mean that married couples shoudl presume they will retire on half their assets.

It's apparent that OP just feeling a little bitter (despite her protests to the contrary) about her single status.  [/quote]

I feel bad for OP. She doesn’t have someone who she shares a life with. I have 3 kids. We have saved for college. Dh and I discuss where we should retire. We want to be near our future grandchildren. We think about paying for college, grad school and weddings. It isn’t some your money and my money divide. Our house is our family home that we live in. If anything, we are thinking about how to avoid taxes when we die.[/quote]

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