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Real Estate
Reply to "Afford $1.8M on 300K?"
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[quote=Anonymous]If anyone ever needed a case study for why personal finance should be mandatory in high school and then again for college, this is it. Setting aside the question of what they can afford, OPs grasp of financial concepts and reasoning is frankly, scary. You really don't understand why having a smaller mortgage is better than a larger one? You do know that money isn't free right? That interest is...expensive? You do know that just maxing out your 401K will not be enough for you to retire on at your current lifestyle right? That $4k per kid is likely not enough to pay for college? You seriously leave $6k per month in a savings account? You don't want to "get in to a bear market"? I think this post actually killed some of my brain cells...or it will shortly when I start beating my head against a brick wall. OP, you have much bigger financial problems than whether you can afford this new house (which, BTW, you can't...or at least you absolutely shouldn't).[/quote]
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