Reply to $80k In Debt Worth It for Ivy Undergrad?

Forum Index » Jobs and Careers

Reply to "$80k In Debt Worth It for Ivy Undergrad?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous]The posters here who are criticizing- or even suggesting that the OP’s parents would be happy is she successfully suicided are vile. OP is depressed - clinically depressed - and calling her lazy or selfish or other horrible things just shows how little most people understand about mental health.

OP - get healthy first - you are in no state to make life altering decisions. Find a mentor who has your best interests at heart and take some time to get in a good mental place before making these decisions. In the meantime- refine exactly what you want to do. If you really want to work at a nonprofit do some volunteering and see where it leads you. I wish you well.[/quote]

OP is depressed because her life isn’t her own. She accomplished most of it by being in a fast current built by her parents.[b] She is successful for her age but she never had control, never thought about her own goals, never figured out what made her unhappy vs happy. [/b]

[b]OP and go out fail fast and bounce back[/b], or she can stay where is she mistakenly thinking about all the anti-parent behavior will dug her out of this hole (it won’t). [/quote]

OP here. You nailed my current predicament. But taking out $80k in loans is not conducive to "failing fast" -- it means that I would have to gun for a high-paying but soul-sucking, competitive job after graduation if I wanted to chip away at the principle.

I will almost certainly be graduating into a recession. I thought about how Columbia alumni who graduated in 2008 who also took out an enormous amount of student loans felt 14 years ago -- they probably would've told their high school self to go to a cheaper school and minimize student debt. As someone who will probably be in their shoes post-grad, I'm much better off trying to finish college in a way that leaves me with little to no debt than borrowing an enormous amount of money for a fancy degree.

Last night, I laid in bed wondering what my future would be like if I stayed at Columbia. I'd borrow the $80k, work for some consultancy post-grad, and be absolutely miserable. PP, you're right that I'm depressed because my life isn't my own. I didn't have any agency in my childhood, and I won't have any agency in the future if I take out this much in loans. I know this will make me even more depressed, so it's best if I cut this off right now while I don't have any student debt.

The only reason to take a high-paying job you hate, IMO, is if you have children to support (not me, obviously, and I don't plan on having kids in the future), extended family members to support (my parents don't need me to help out with finances now that their HHI is $200k/year), or a large amount of student debt (which I'm trying to avoid). As long as I can avoid those three things, I'm fine starting out with a lower-paying job and working my way up the latter into something that's medium-paying in the long-run. Sure, I'll never make as much money as the MBB/BB IB/ FAANG/Big Law folks, but I know I'll be much happier doing things my own way. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics