Reply to Couples who keep separate finances - how do you decide who pays when you go out to eat?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We co-own our house but otherwise everything is separate. If we are out together as a couple or a family DH always pays for everything. Maybe patriarchy in action.

He pays the mortgage and childcare but I pay all the bills, property tax, auto insurance etc. I guess our finances are separate in name only, we are totally commingled and not really counting beans. [b]We could get a new account and both contribute to it every month etc but what would that really get us?[/b][/quote]

Gee, I don't know.  Maybe total transparency for one thing?[/quote]

DP. We have a similar arrangement and our accounts are totally transparent. I have all his passwords and he has mine. We divide expenses up in a way that works for us. If it’s something big and joint, like a tax bill, one of us may transfer some money to the account that we’re using to pay the bill. Having a new account that we both contribute to would just be another unnecessary layer of bookkeeping.

You realize that having joint accounts doesn’t mean that your spouse doesn’t have another account you don’t know about, right? [/quote]

I think of the posters can't imagine that.  They seem to think having a joint account ensures complete transparency.[/quote]

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