Reply to How can we improve the childcare crisis?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]The insane waitlists for daycare.

The nanny shortage.

The lack of parental leave.

What can reasonably be done to even take a step in the right direction?[/quote]

Stay home and you take care of your children.  I did.  Why can't you?[/quote]

So, your answer is to keep women out of the workforce?  [/quote]

Not women.  There are SAHD and will be more and more of them.  For the first year, a baby needs a parent.  A grandparent can step in but a parent is best.  [/quote]

Ok, so how about a year of parental leave? Some of us can't afford to just leave our jobs and/or would have a lot of trouble getting a new one without moving cross-country. Other countries do this. It's possible.[/quote]

Stop having children you can't afford.[/quote]

Okay, so only the rich will have children. Who do you think will do almost every working and middle class job in America then?[/quote]

Real middle class and lower income can get day care vouchers in this area.  Its those of us who make too much to qualify but day care costs are the same as our take home pay that it makes it impossible to work.

For the poster who says  a grandparent can step in.  Mine live 10 minutes away, healthy and have never babysat even once in an emergency in 13 years.  Can and will are two different things.  I could be dying and my mom would still make up  an excuse not to help.[/quote]

Here's my thoughts - I know 'MC' people who bought $800K - $900K homes - which in this area you know is not some palatial estate but still acceptable - that were whining after they were stripped of a $1,200/month CTC.

Why should you get a daycare subsidy when you can afford and willingly bought a $1 million property? Why shouldn't you be expected to use your HHI, usually $150K - $400K, again seems high enough to me - to provide for your own children?[/quote]

If you actually know such people, they are running a scam. Either their parents bought their homes or they are lying about how much they received in CTC or they are purposefully making their lives a living hell. Here's the math:

800k house means down payment of 80-160k, plus annual mortgage payments of about 45k. In order to qualify for $1200 in CTC, they would need to have four kids under age 6 (logistically challenging) AND they need to have an HHI of under 150k. Daycare for four kids in that age group is going to cost 60k at least (or maybe you find a nanny willing to take all four kids, but I don't see there being any savings because a nanny of 1-2 kids in DC easily costs 40k so good luck)

Let's say they make $149k to slide under the CTC cap, and assume some favorable taxes due to mortgage interest deduction, retirement savings, and having kids. Their take home is around $115k.

Minus 45k in mortgage payments = $70kk
Minus 60k in childcare = $10k

So you know multiple families who have 10k a year to pay for food, clothes, and other necessities, and their main concern is the CTC, which by the way they still qualify for, just a little less money and it is paid as a refund instead of monthly?

Let me save you the time of answering. No. You don't.[/quote]

This is a lifestyle issue, not a child care issue.

They choose to live in an expensive house with a too high mortgage.  We made less than that income and were fine.  But, our mortgage was 1/2 that.[/quote]

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