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Reply to "Why is DCUM SO conservative with housing?"
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[quote=Anonymous][quote=Anonymous]I don't usually give advice to people about home prices/housing budgets, but I was conservative with my home purchase and have not regretted it. When I bought, my home price was a little under twice my annual salary. We live in a small 1940 bungalow, but my kids go to excellent schools and we are within walking distance to our commuter train, restaurants, library, etc. I'm a single parent, so having a low mortgage gives me peace of mind, and has allowed me to pay off all of my student loans, have no car loan, save aggressively in 529 plans (got a late start since I prioritized paying off my student loans first), have a very well-funded emergency fund and have extra retirement savings. I prioritize financial peace of mind over a larger house. [/quote] And can you imagine the world we'd live in if all our residents thought like that? Congrats to you![/quote]
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