Reply to Financially hobbled for life- elite masters degree that don’t pay off

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[quote=Anonymous]I have a professional degree (law) that didn’t pay off. I have been paying it for 15 years and will be working on it for another 15 at least. And I borrowed the bare minimum (lived in a tiny apartment with roommates for $550/mo, no vacations or lifestyle choices funded by loans, etc.). But I struggled to find a job that paid well enough for me to pay down my loan any faster. I continued to live with roommates for years and left that only to move in with the person I wound up marrying. I still live frugally— we share a 12 year old Nissan, we don’t eat out much, we take inexpensive vacations, etc. I always feel conscious of my debt. I’m currently trying to save for my child’s education while paying for my own. It’s hard. We have no family money.

I absolutely think I deserve some kind of forgiveness. Not for the whole amount, but just some kind of assistance. I feel swindled by my grad school. I wish I’d understood back then that a huge factor in getting a job out of law school (unless you attend a top 5 school or graduate at the top of your class, which I didn’t) is having industry contacts or at least having some more intimate knowledge of the industry. I didn’t get it at all, was super naive, and career services was honestly hostile when I didn’t land a big firm job via on-campus interviewing.

It’s gross to me that I will spend most of my adult life in debt because I was too dumb at 22 to understand all this. I don’t expect tax payers to pay it, but I wish my alma mater bore some responsibility. They benefitted a lot from my naïveté.[/quote]

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