Reply to I’m happy being a SAHM, except when others talk about it like I’m some kind of sucker

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Reply to "I’m happy being a SAHM, except when others talk about it like I’m some kind of sucker"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Just hope you never get divorced.

Or widowed early without really good life insurance.

Women who mommy track or sahm often get really screwed by divorce.[/quote]

Watch out a bunch of women are about to tell you:

1. I'm SUPER RICH and NEVER needed to work!

2. DH is SUPER RICH and I'll be fine with 50%!

3. We have a PRENUP that says I get EVERYTHING.

4. DH PROMISED that I'll be SUPER RICH if we divorce or if he dies!

Any woman who has been left holding the bag is a dumb dumb. The majority of women are less well off after divorce or death, but I'M DIFFERENT.[/quote]

Ok but you know that life insurance and equitable asset division are things now right? It’s more than possible to do the math and realize how much money you’d have if your husband dies or you do an equitable split of assets.[/quote]

This is the piece that bothers me the most about being a SAHM.  If you do get divorced, the SAHM will be the worst off since the husband will have maximized his opportunity to return to financial wellness by working all along.  The SAHM will need to start at the beginning to start earning money and so will have.a harder time returning to financial wellness/comparability.  Ultimately, when you divorce, each of you get to live on 1/2 of what you were used to living on and so having maintained income all along means you aren't starting at the beginning of your earning journey because you stayed at home and put career on hold.  I realize that there may be some who may be able to get directly in to high paying jobs but that is likely not the norm.   I just find it hard to put my financial future at risk this way.  Obviously, others have different thought process on this risk but it's a game of probabilities at this point.  [/quote]

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