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Reply to "Retirement in Florida...recommendations"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]In a word: don't. Retiring in Florida is so cliche. And Florida sucks.[/quote] But sun, sand and most importantly no state taxes.[/quote] Keep in mind you get what you pay for. No state income taxes means not much in the way of municipal services either. Or responsiveness. Not exactly an educated Mecca. Rent, first, then buy. Three quarters of the year the weather is indeed pretty nice. I'd skip the summers due to heat/humidity and storms. That would be after May 15 and ends in late October. Homeowners insurance near the beaches is really high. Ditto car insurance, all over the state. Look carefully at flood risk before buying, even if well inland. Do you like critters? Snakes, love bugs (twice a year), gnats, huge mosquitos, big spiders. And those gators. Also tree frogs (who like to rest in canopies, including beach umbrellas). Iguanas fall from the trees if you're in south Florida during a cold snap. They are not tiny. What sorts of athletic activities do you enjoy? Excellent on golf and pickle ball, the others to various degrees. Even in the winter the parking lots at the beach fill up fast. [/quote] I lived in Florida most of my life and look forward to retiring there. You are painting a skewed picture of Florida. Florida has a reputation for poor services, but I didn't really find that. They don't need the taxes as badly because tourists bring in so much money. There are a ton of senior servies, especially. I found Florida to be an easy place to live. Because people are from everywhere, they are very open to new people -- that's been an issue to other states I've moved to, where people have their friend circles and they are locked in tight. There's a lot of light and a lot of good weather. We had a pool when I was growing up, and all of us kids were in it 24/7 and in the best shape of our our lives. I didn't even get dressed most days during the summer ... Just threw on my bathing suit. I plan to be that way when I back there in my 60s. Lots and lots and lots of great food and restaurants in Florida. So much ethnic food -- you can find anything. And so much seafood!! When my father became elderly he lived in a retirement village there and it was like college! They had several pools, a community center with shows and buses to doctors and shopping. It was also exremely affordable. While I lived mostly in Tampa, Gainesville and Fort Lauderdale, we'll likely look more in the Lakeland area. I have friends who retired in Jacksonville, St. Augustine and Daytona, and they love that corner of the state. [/quote]
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