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Reply to "Husband filed taxes separately without me - what to do?"
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[quote=Anonymous]OP, here is my advice assuming you want to remain married: 1. You need to see your DH's credit report and his tax statements for the last 3 years. Tell him it's non-negotiable. He's violated your trust and you need to know if he's hiding anything else. 2. Ask him with the cc debt is for-- it's a lot different if it was to pay for food while he was in school vs. spending sprees. 3. If you decide after all of this that his lack of honesty was due to shame vs. serious character flaws, then make an agreement on how you will handle finances going forward. In a situation like this, it might be better to combine money, check both credit reports periodically, so that you can keep an eye on things...but you absolutely have to trust your DH if you do this. He could ruin your finances and your credit. Sometimes people are embarrassed-- it doesn't make them terrible. I had 40K in student loans that I didn't confess to my now DH until our relationship was serious. I was so embarrassed, but I was poor and had no other way to pay for grad school. DH got himself a few "store cards" when he started making a lot of money and developed a little clothes horse habit that was temporary but quite expensive. We had the money, but it was ridiculous--he knew I thought so, and decided not to mention it. I didn't find out until he had racked up a few thousand. We had a serious conversation, the cards were paid off and went into a drawer. We've been married for 20 years. [/quote]
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