Reply to How would you feel about losing your company-provided health insurance for "medicare for all"?

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Reply to "How would you feel about losing your company-provided health insurance for "medicare for all"?"

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[quote=Anonymous]The main problem with the Affordable Care Act is that Democrats assumed that when the government provided health insurance subsidies for people without employer plans and for low/moderate income people offered small group plans, that states and insurance companies would act as they have in the past, take the money and participate in the program.

But the tea party bullshit caused all the Republican governors and legislatures to completely lose their minds so they not only refused the Medicaid expansion, they also obstructed the formation of competition in the insurance exchanges in their states.

Much of the insurance industry also did not participate, even with federal subsidies because the truth is they do not want to cover low-income people or people with chronic health problems, or anyone else but young, healthy people with good incomes.

The insurance industry did, however, take advantage of the ACA as an excuse to raise premiums in plans outside the exchanges as much as allowable and make changes in their plans that would increase the out of pocket costs for older workers as a way of discouraging them from participating.

All of that would have been solved with a public option, but that could not get through the Senate.  
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